© 2023 Talon Home Services. We exist for you.

Home Solar Finance Options

Talon Home Services wants customers to have choices when it comes to how they finance their Home Solar Energy Systems. Talon Home Services has chosen the four most popular ways consumers can pay for their Solar Energy Systems. We do have other loan options, but these are the ones we recommend. As always we're here to answer questions about the options available for purchasing your Solar Energy System including refinancing your current mortgage if it fits into your financial goals.

20-Year 1.48%

29.99% Service Fee, 18-Month Flexpay

$29**

MONTH

$90**

MONTH

This loan offers customers the absolute lowest payments for the first 18 months for an instant savings on your energy bill. This loan has a service fee due to the low interest rate and term length. Note that all providers that offer low interest rates at long terms, will have a service fee.

  • No Down Payment
  • Saves Money Instantly Each Month
  • No Service Fee Charged By Talon
  • Low Payment
  • Ultra-Low Payment First 18 Months
  • Interest-Only First 18 Months
  • Rate With Autopay (0.5% higher without)
  • Payment Has 18th Month ITC* Paydown
  • Loan Assumable (with credit approval)

Who This Loan Is For:
This loan is for someone that is looking for the absolute lowest payment NOW. This is good for fixed income individuals. There is no early-payoff penalty for this loan product.

25-Year 1.49%

31.99% Service Fee

$73**

MONTH

This loan option give customers a low payment for 25 years. This loan has a service fee due to the low interest rate and term length. Note that all providers that offer low interest rates at long terms, will have a service fee.

  • No Down Payment
  • Saves Money Instantly Each Month
  • No Service Fee Charged By Talon
  • Low Payment
  • Ultra-Low Payment First 18 Months
  • Interest-Only First 18 Months
  • Rate With Autopay (0.5% higher without)
  • Payment Has 18th Month ITC* Paydown
  • Loan Assumable (with credit approval)

Who This Loan Is For:
This loan is one of the lowest payment options for the first 18 months. After 18 months this is the lowest payment option on the market. Folks who want to save money day one choose this loan product.

25-Year 7.99%

No Service Fee

$98**

MONTH

This is a NO Service Fee loan. This loan allows customers to pay their system off in 10 years. There is no early payment penalty.

  • No Down Payment
  • Saves Money Instantly Each Month
  • No Service Fee Charged By Talon
  • Low Payment
  • Ultra-Low Payment First 18 Months
  • Interest-Only First 18 Months
  • Rate With Autopay (0.5% higher without)
  • Payment Has 18th Month ITC* Paydown
  • Loan Assumable (with credit approval)

Who This Loan Is For:
This loan is for someone who has disposable income monthly or OK paying roughly the same amount as their previous utility bill (until paid off). Some cash buyers choose this loan becuase they plan to pay it off within the first 3 years. There is no early-payoff penalty.

Cash

ROI 2-3 Years

$0

MONTH

Cash is King they say. The ROI on this payment method, is 2 to 4 years depending on many factors.

  • No Down Payment
  • Saves Money Instantly Each Month
  • No Service Fee ChargedBy By Talon
  • Low Payment
  • Ultra-Low Payment First 18 Months
  • Interest-Only First 18 Months
  • Rate With Autopay (0.5% higher without)
  • Payment Has 18th Month ITC* Paydown
  • Loan Assumable (with credit approval)

Who This Loan Is For:
This option is for customers who have disposable savings or income and want the absolutely fastest ROI available on their solar investment.

*ITC: Federal Investment Tax Credit (30%).

**Examples are based on a 6kW system.

Purchase Solar Now @ $3.50*/w!

Potential Additional Costs

These adders are in addition to the $3.50/watt net cash price for the base system cost ($5.00/watt if excluding Federal ITC). These are uncommon adders, but we want to be transparent in the event your specific scenario is less typical. Our default position however is to reasonably absorb most of the common anomalies of each installation to avoid increasing cost to the customer.

Less Than 6.0kW System Size

$0.20/watt Adder

Travel Adder (over 100 miles)

$0.05/watt Adder

Overnight Hotel Stay

$0.20/watt Adder

Main Panel Upgrade (MPU)

$2,500 Adder (estimate)

Main Service Upgrade (MSU)

Requires Quote From Your Utility

More Than 4 Arrays

$0.20/watt Adder

Tile Roof

$0.15/watt Adder

Over 6/12 Slope Roof

$0.15/watt Adder

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© 2023 Talon Home Services. We exist for you.